The Steward
1 Meeting Intro 2 Client Details 3 Cover Needs 4 Existing Portfolio 5 Budget Planner 6 Retirement Calculator 7 Proposed Portfolio 8 Wrapping Up

© 2026 Matthew PG Smith
matthew.smith@liblink.co.za

Build Wealth
Investment Calculator TFSA Calculator
Manage Debt
Loan Calculator
Plan
Tax Calculator Beta University Cost Calculator Estate Planner Beta
Matthew PG Smith
Matthew PG Smith
Financial Advisor

Opening the meeting

Most South Africans never get to sit across the table from a good financial advisor. The numbers are kept behind pay walls, jargon, and unnecessary complexity.

That ends here.

These tools are free because the first step to good stewardship is simply knowing where you stand. Use them. Share them with people you care about.

If the numbers raise questions - questions you want answered by a human who has no product to sell you - that's what I'm here for.

For illustrative purposes only. Not financial advice under the FAIS Act. A Financial Needs Analysis is required before specific advice can be given.

Meeting Summary Record of Advice